Privacy policy

## Privacy PolicyWelcome to CreditAI. Your privacy is important to us. This Privacy Policy outlines how we collect, use, and protect your personal information when you use our services. Please read this policy carefully. By using our services, you agree to the terms outlined in this document.### Information Collection

1. **Personal Information**: We collect personal information such as your name, date of birth, and social security number. This data helps us provide personalized credit services.
2. **Financial Information**: We gather financial details, including credit card numbers, bank account details, and credit scores, to offer tailored financial advice.
3. **Usage Data**: We collect data on how you interact with our services. This includes your browsing history, search queries, and other engagement metrics to improve our offerings.
4. **Cookies**: We use cookies to enhance your experience on our website. These small text files help us recognize you on return visits and track your preferences.
5. **Third-Party Information**: We may receive information about you from third parties, such as credit bureaus and financial institutions, to provide a comprehensive credit analysis.
6. **Communication History**: We keep records of your communications with us, including emails and chat transcripts, to assist with future inquiries and for quality assurance.
7. **Location Data**: We may collect your location information to provide location-based services and offers.

### Use of Information

1. **Service Provision**: We use your information to deliver and improve our personal and business credit services.

### Data Security

1. **Protection Measures**: We implement various security measures to protect your data from unauthorized access, alteration, or disclosure.

### Data Sharing

1. **Third-Party Services**: We may share your data with trusted third-party service providers who assist us in delivering our services. They are obligated to keep your information secure.

### User Rights

1. **Access and Correction**: You have the right to access and correct your personal data. Contact us to request changes.
2. **Opt-Out**: You can opt out of certain data collection practices. Please inform us if you wish to do so.

### Changes to This Policy

1. **Updates**: We may update this Privacy Policy to reflect changes in our practices. We will notify you of any significant changes.

### Contact UsIf you have any questions about this Privacy Policy, please reach out to our team. Your privacy matters to us, and we are here to address any concerns you may have.